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These days of austerity plus relative anxiety about having debt, most people balk contrary to the idea of employing a credit card in order to make purchase of merchandise or pay for a trip, preferring, instead to rely on a tried in addition to trusted means of making payment - cash. However, if you have the cash on hand to make the purchase in full, then, paradoxically, that is the best time to be able to use the credit card for several reasons.